Which of the Following Must a "Large" Bank Maintain as Part

question 279

Multiple Choice

Which of the following must a "large" bank maintain as part of its CRA program?

• A) Listing of director, officer, and employee community involvement, and a listing of loans made to low- and moderate-income individuals
• B) Description of its assessment area, written comments and responses, and the public portion of the regulator's most recent CRA performance evaluation
• C) Copy of the bank's CRA Notice and the bank's most recent five years of CRA disclosure statements
• D) A comprehensive record of all CRA-related training completed by employees during the past two years 696 AMERICAN BANKERS ASSOCIATION

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Definitions:

Just Deserts

A concept in justice and ethics where individuals are believed to deserve punishment or reward commensurate with their actions.

Marxist Approach

A method of socioeconomic analysis that examines class relations and societal conflict using a materialist interpretation of historical development, based on the ideas of Karl Marx.

Rusche and Kircheimer

Theorists known for their work on the social theory related to punishment, proposing that forms of punishment change with social structures.

Severity of Punishment

The degree of harshness or intensity of a penalty imposed for wrongdoing.