Which of the Following Is the Best Method for a Large

question 167

Multiple Choice

Which of the following is the best method for a large bank to use in monitoring its CRA performance?

• A) Review the effectiveness of marketing materials.
• B) Evaluate approval and denial rates for minority loan applicants.
• C) Perform a quarterly evaluation of the bank's loans-to-deposits ratio.
• D) Perform a geographic analysis of lending levels and dispersion of loans.

Explain how perceptions are influenced by visual cues and Gestalt principles.

Determine the perceptual outcomes of mixing primary colours in different contexts.

Understand how depth perception and proximity influence visual perception.

Identify the effects of perceptual illusions and how they are generated.

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Definitions:

Mood Congruency

The concept that people are more likely to remember information that is consistent with their current mood.

Recall

The ability to retrieve and reproduce information from memory without being re-exposed to it since its original encoding.

Encoding

The process of converting information or an idea into a particular form, such as language or computer code, to communicate effectively.

Envy

A feeling of discontent or covetousness with regard to another's advantages, success, possessions, etc., often accompanied by a desire to have what someone else has.