Several Types of Loan-Related Data Appear in the Following List

question 267

Multiple Choice

Several types of loan-related data appear in the following list. Which type of data is NOT required to be reported under HMDA?

• A) Data on multifamily housing
• B) Data on unsecured home improvement loans
• C) Data on refinancings of home purchase loans
• D) Data on loans to purchase residential lots

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Definitions:

Validity

The extent to which a test or instrument measures what it is supposed to measure.

Internal Consistency

The degree to which items in a psychological test measure the same construct, indicating the reliability of the test.

Achievement Motivation

The driving force behind striving to succeed or meet standards of excellence.

Statistical Analysis

The process of collecting, analyzing, interpreting, and presenting data to uncover underlying patterns and trends.