Which of the Following Representations on the HMDA Loan Application

question 115

Multiple Choice

Which of the following representations on the HMDA loan application register is a violation of Regulation C?

• A) The MSA number, instead of the MSA name, is used for each loan and application
• B) The "reasons for denial" column is blank
• C) Race, national origin, and gender information are not included for purchased loans
• D) The gender of the applicant is designated by the letters M or F

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Definitions:

Major Depressive Disorder

Major Depressive Disorder is a mental health condition characterized by persistent feelings of deep sadness, hopelessness, and a lack of interest or pleasure in activities, significantly affecting daily functioning.

Repetitive Thinking

The process of continuously contemplating the same thoughts or problems without reaching a resolution.

Panic Attacks

Sudden episodes of intense fear or anxiety, which may include physical symptoms such as rapid heartbeat, shortness of breath, or dizziness.

Racing Machines

Vehicles or devices designed and built for the purpose of racing, offering high performance in terms of speed and agility.