Coverage of Risks That Do Not Fit Normal Underwriting Patterns

question 85

Multiple Choice

Coverage of risks that do not fit normal underwriting patterns and that are not commensurate with standard rates is normally refers to as:

• A) Surplus lines
• B) Commercial lines
• C) Risk lines
• D) Standardized lines

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Definitions:

Brand Loyalty

A consumer’s steadfast allegiance to a brand, as evidenced by repeated purchases.

Customer Orientation

A business strategy that focuses on creating a positive experience for customers, emphasizing their needs and satisfaction.

Exceeds Expectations

A performance rating that indicates an individual or work has surpassed the set standards or goals.

Retain Customers

Strategies and practices aimed at keeping existing customers engaged and continuing to purchase products or services.