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What is largely systematic that is; all insured risks are strongly affected by certain common influences, like developments in the capital markets?
Parental Divorce
The legal dissolution of a marriage by a court or other competent body, affecting the children's emotional and psychological well-being.
High Level Education
Advanced educational attainment that typically includes undergraduate degrees followed by graduate or professional studies leading to master's, doctoral, or professional degrees.
Parenting Skills
The abilities and knowledge necessary for raising children effectively, including discipline, communication, nurturing, and providing for the needs of a child.
High-Risk Situations
Circumstances or environments that have an increased potential for causing harm, danger, or adverse outcomes.
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