Under the Fair Credit Reporting Act (FCRA), What Must a Person

question 63

Multiple Choice

Under the Fair Credit Reporting Act (FCRA) , what must a person who is denied employment based upon his credit history receive?

• A) A prompt notification from the employer.
• B) An opportunity to reapply with the employer.
• C) Information from several consumer reporting agencies (CRAs).
• D) A list of rights from the Consumer Financial Protection Bureau (CFPB).

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Definitions:

Brains

Often used to denote intelligence or intellectual capability.

Bales

Robert Freed Bales was a social psychologist who developed a method for observing group behavior and classified interactions into categories, focusing on task roles, socio-emotional roles, and their impacts on group dynamics.

Interaction

The process by which entities (people, organisms, particles) act upon each other or communicate, leading to a change or response in one or both entities.

Classes

Educational sessions or courses designed to teach specific subjects or skills.