Examlex
The accumulation phase in annuities can last from as long as:
Circadian Rhythms
Natural physical, mental, and behavioral changes that follow a 24-hour cycle, influencing sleep, wakefulness, and other bodily functions.
Alcohol Use
The consumption of beverages containing ethanol, which can range from moderate drinking to alcohol abuse and dependence.
Hostility
A state of anger and aggression towards others, often resulting from frustration or perceived threats.
Nicotine
A stimulant compound found in tobacco plants, which is highly addictive and affects the nervous system.
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