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Which of the following would provide additional security by adding another factor to a smart card?
Retirement Savings
Financial resources that individuals set aside during their working years to support themselves after they retire from active employment.
Debt Collectors
Individuals or agencies that are tasked with collecting debts owed by individuals or businesses on behalf of a creditor.
Adult Learning Cycle
A model describing how adults learn through a sequence of stages, including experiencing, reflecting, thinking, and acting, tailored to their distinct learning needs.
Monthly Budget
An itemized plan that outlines expected income and expenditures for a month, used to manage finances and save money.
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