SpeedyTime Delivery Service Is Managing Risk by Requiring All Drivers

question 111

True/False

SpeedyTime Delivery Service is managing risk by requiring all drivers to wear seat belts and hold a commercial driver's license, by monitoring any moving violations each driver obtains, and by keeping that information in the employee records. Additionally, SpeedyTime carries an insurance policy with a very large deductible, preferring to pay for small damages to its trucks out-of-pocket. SpeedyTime has built enterprise risk management into their organization.

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Definitions:

Genetic Heritage

The genetically inherited characteristics and traits passed down from one's ancestors.

Genotype

The genetic makeup of an organism, which determines its characteristics and can be passed to its offspring.

Phenotype

The observable physical or biochemical characteristics of an organism, as determined by both genetic makeup and environmental influences.

Environmental Influences

Factors within the environment, such as social, physical, and cultural elements, that can affect an individual’s behavior, development, and well-being.