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________ insurance replaces part of your income if you become unable to work for an extended period of time.
Formal Network
An official system of communication and relationships within an organization designed to achieve specific goals.
Informal Network
A network of relationships and channels of communication unofficially established among people in a business or organization.
Business Communication Problems
Issues that arise in the transmission of information within a business context, potentially leading to misunderstandings or inefficiencies.
Heuristics
Mental shortcuts or rules of thumb that simplify decision making or problem-solving, often based on practical experience rather than formal logic.
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