Which of the Following Is the Best Advice About the Use

question 14

Multiple Choice

Which of the following is the best advice about the use of credit cards?

• A) Except for very small purchases, credit cards should always be used instead of cash.
• B) The best approach to credit cards is never even to apply for one.
• C) Credit cards are an important part of a personal financial system, but they should be used with care and discipline to avoid their high financial costs.
• D) Credit cards are most useful when making large purchases (over $500), because they allow you to spread out the payments so they fit in your budget.

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Definitions:

Polygraph Act

Legislation regulating the use of polygraph (lie detector) tests, especially in employment settings.

Employment Screening

The process of verifying the backgrounds and qualifications of job candidates before making a hiring decision.

Polygraph Tests

Examination techniques that measure and record physiological indicators such as blood pressure and heart rate to determine truthfulness.

Reliability

The degree to which an assessment tool or measurement consistently produces stable and accurate results over repeated uses.