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Compensating balances represent unfair hidden costs of borrowing.
Population
The total number of individuals or entities within a specified area or belonging to a particular group.
Prevalence
The proportion of a population that has a particular disease, condition, or characteristic at a specific time.
Bipolar Disorder
A psychological disorder characterized by severe fluctuations in mood, encompassing highs (either mania or hypomania) and lows (depression).
Elevated Mood
A state of enhanced emotional well-being or happiness, often more than is typical for an individual.
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