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A(n) ________ program includes plans to help employees cope with stress, burnout, substance abuse, health problems, and family issues that influence job performance.
Retirement Need
Retirement need refers to the estimated financial requirement a person will have after retiring from work, considering factors like living expenses, healthcare costs, and planned activities.
Debt-Free
A state in which an individual or entity has no outstanding debt obligations.
Over-Optimism
The tendency of individuals or businesses to have excessively positive expectations about future events or outcomes, often leading to underestimation of risks.
Net Present Values
A financial metric that calculates the difference between the present value of cash inflows and outflows over a period of time.
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