Which of the Following Statements Regarding Out-Of-Home Care for Young

question 21

Multiple Choice

Which of the following statements regarding out-of-home care for young children is true?

• A)Research indicates that children's development is influenced by the quality of care received.
• B)Research clearly indicates that the amount of time children spend in care is unrelated to child outcome.
• C)There are no economic and ethnic/racial differences in the proportions of children in various child care situations.
• D)Research indicates that for low income families, nonparental care is not recommended.

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Definitions:

Tax-deferred

An investment in which taxes on the principal and/or earnings are delayed until the funds are withdrawn, commonly seen in retirement accounts like 401(k)s and IRAs.

Accumulation Period

The time frame in which an investment, such as a annuity, accumulates interest or income before disbursement or annuitization.

Distribution Period

The time frame over which payments are made from an investment, retirement plan, or insurance policy to the beneficiary.

Traditional IRA

A type of retirement account allowing individuals to direct pre-tax income toward investments, with taxes deferred until withdrawal.