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When differentiation is high, integration should be high if the level of environmental uncertainty is high.
Saving
The act of setting aside money for future use instead of spending it immediately.
Disposable Income
The capital households have to spend and save once income taxes have been cleared.
Disposable Income
The financial resources that households have at their disposal for spending and saving after income tax deductions.
Savings
Money set aside for future use rather than spending immediately, often in accounts designed for long-term growth or security.
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