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Outline the principal features of Bormann's symbolic convergence theory. Do you see it as more of an objective or interpretive theory?
Risk Averse
A descriptive term for investors or individuals who prefer lower risk or uncertainties, often choosing investments with smaller potential returns to avoid losing money.
Retirement Savings Plan
A retirement savings plan is a financial arrangement designed to replace employment income upon retirement, which can include various types of accounts like 401(k)s and IRAs.
Tax-exempt Saving
An investment account or product that offers tax benefits, such as no taxation on the interest or profits earned.
529 Plan
A tax-advantaged savings plan designed to encourage saving for future education costs, including tuition, fees, and room and board.
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