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The single best way to make sure an organization stays on solid ethical ground is to have a strong code of ethics and make sure all employees are familiar with its guidelines.
Defined Benefit Plan
A type of pension plan where the employer promises a specified pension payment upon retirement, based on an employee's earnings history, tenure of service, and age.
Defined Contribution Plan
A type of retirement plan where the amount contributed to the plan is specified, but the benefit received at retirement depends on the plan's investment performance.
Endowment Fund
A fund established by a foundation, institution, or individual, where the principal amount is kept intact while the investment income is available for use.
Variable Annuity
An insurance product that provides future payments to the holder, with the payouts varying depending on the performance of the investment options chosen.
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