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In general, for any change that has true organizational benefits, about 50 percent of potential adopters will be ready adopters, and another 50 percent are resistant adopters.
Investment
Allocation of resources, usually money, in expectation of a future return or profit.
Interest
The cost of borrowing money or the return on investment, typically expressed as a percentage.
Interest Rate
The percentage at which interest is paid by a borrower for the use of money, or what a lender earns on an investment, over a specific period.
Loan
A sum of money that is lent and is due to be repaid along with interest.
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