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Cultural Codes

question 38

Multiple Choice

Cultural codes:

Understand government health insurance programs (Medicare, Medicaid) and their coverage.
Recognize the difference between individual and group health insurance policies.
Be aware of additional forms of health-related financial protection (long-term care insurance, health club memberships).
Understand provisions specific to health insurance (coordination of benefits, stop-loss).

Definitions:

Duty of Reasonable Care

An obligation to act with the level of care, attention, and prudence that a reasonable person would under the same circumstances to prevent harm to others.

Abnormally Dangerous Activity

An activity that carries a high risk of harm or damage that cannot be completely guarded against through the exercise of reasonable care and which is not commonly performed in the area.

Crop Dusting

The process of distributing pesticides, fertilizers, or seeds over agricultural crops using aircraft.

Blasting

The use of explosives to break rock for excavation purposes or to demolish structures.

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