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What is demography? Why is it an important concept to understand?
Lockbox System
A service provided by banks to companies for the receipt of payment from customers, whereby payments are sent directly to a post office box, rather than to the company, to expedite the deposit process.
Clearing Process
The procedure by which financial trades settle; that is, the correct and timely transfer of funds to the seller and securities to the buyer.
Zero-Balance Account
A bank account which maintains a balance of zero by automatically transferring funds from a master account in an amount only large enough to cover checks presented.
BAT Model
A behavioral approach to financial modeling that incorporates psychological factors into market predictions.
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