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Discuss the aerobic dive limit (ADL) and the adaptive significance of keeping dives under this limit.
Fixed Rate
A constant interest rate applied to a loan or mortgage that remains unchanged throughout the term, offering predictability in payments.
Variable Rate
An interest rate that fluctuates over time with market conditions, often applied to loans and credit.
Prime Rate
The prime rate is the interest rate that commercial banks charge their most creditworthy customers, often used as a benchmark for various loan products.
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