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What Is the Term of the Following Definintion

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What is the term of the following definintion.
-Occurs when insurance companies base premiums on past levels of payouts, which is often done in the case of car or homeowner's insurance.


Definitions:

Angiocardiogram

An imaging test that uses X-rays to take pictures of the blood vessels in the heart.

Thermogram

A visual image recorded by capturing the heat patterns and temperatures of an object or body, often used in medical diagnosis and environmental studies.

Sonogram

An image produced by ultrasound waves used for examining internal structures of the body.

Fluoroscope

An imaging device that uses X-rays to create real-time moving images of the interior of an object or a body.

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