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What Is the Term of the Following Definintion

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What is the term of the following definintion.
-Provides health care to the individual in return for a fixed fee, therefore combing the role of third-party payer and the healthcare provider.


Definitions:

Exploitation

Exploitation involves taking unfair advantage of individuals or resources usually for personal gain or benefits, often violating principles of equality and justice.

Exploration

The process of investigating new ideas, concepts, or opportunities with the aim of discovering novel solutions or advancements.

Incremental Improvement

A continuous effort to enhance products, services, or processes through small, gradual changes rather than through large, significant innovations.

Failed Change Efforts

Attempts at organizational or societal change that do not achieve their intended outcomes.

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