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Please describe how technostress, incivility, and environmental disconnect can create the "perfect storm" of stress.
Working Capital
The difference between a company's current assets and current liabilities, indicating the liquidity and operational efficiency of the business.
Lender's Risk
The risk faced by a lender that the borrower may not repay a loan either in part or in full.
Asset Substitution
A financial strategy where a firm replaces less risky assets with more risky investments, potentially increasing shareholders' wealth but also the risk to lenders.
Debt Covenant
Agreements between a borrower and lender stating specific limitations or conditions about the borrower's actions.
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