Which of the Following Is a Key Reason That Employer-Sponsored

question 16

Multiple Choice

Which of the following is a key reason that employer-sponsored insurance is responsible for waste and overutilization in health care?

• A) There are no limits on deductibles consumers must pay.
• B) It allows consumers to opt out of defined benefit programs.
• C) It insulates consumers from economic consequences.
• D) It does not allow businesses to opt out of defined benefit programs.

---

Definitions:

Meiosis

A process of cell division that reduces the chromosome number by half, creating four haploid cells, each genetically distinct.

Endosymbiotic Theory

A theory suggesting that some organelles, such as mitochondria and chloroplasts, were originally free-living bacteria that were taken inside another cell.

Organelles

Organelles are specialized structures within a cell that perform distinct functions, such as the mitochondria for energy production and the nucleus for genetic information storage.

Prokaryotic Cells

Cells without a distinct nucleus or other membrane-bound organelles, including the bacteria and archaea.