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Why might some scholars focus on a "continuum of stateness" rather than treating the state as an "either/or" kind of thing?
Fannie Mae
A government-sponsored enterprise (GSE) focused on expanding the secondary mortgage market by securitizing mortgages, enhancing liquidity in the financial system.
Freddie Mac
A public government-sponsored enterprise aimed at expanding the secondary mortgage market by buying loans from lenders.
Credit Standards
The criteria that lenders use to determine the creditworthiness of potential borrowers.
Sub-prime Loans
Loans offered to individuals with poor credit histories or higher risk of default, often at higher interest rates.
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