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Kristen, Who Is White, Unintentionally Offends Caleb, Who Is Black

question 3

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Kristen, who is White, unintentionally offends Caleb, who is Black, with what he considers a racist remark. What should Kristen say in response?


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A legal right or claim against collateral pledged as security for the repayment of a loan.

Allowed Claim

A creditor's claim that is approved by a bankruptcy court for payment from the bankruptcy estate.

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The accumulation of works of art by an individual or institution, typically considered a form of investment or cultural accumulation.

Bankruptcy Act

Legislation governing the process by which individuals or entities unable to meet their financial obligations can seek relief from some or all of their debts.

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