A Safety Culture Is a Blame-Free Environment Where Individuals Are

question 13

Multiple Choice

A safety culture is a blame-free environment where individuals are able to report errors or near misses without fear of reprimand or punishment. Conversely, a just culture emphasizes individual accountability and:

• A) encourages workarounds in the interest of saving time as long as no harm occurs.
• B) encourages error reporting and seeks to understand workflow and process issues that lead to errors.
• C) allows reckless behavior if it is justified.
• D) All of these are correct.

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Definitions:

High-Risk Drivers

Individuals identified by insurance companies as more likely to be involved in accidents or commit traffic violations, often resulting in higher insurance premiums.

Low-Risk Drivers

Individuals who are considered to pose a lower than average risk of being involved in car accidents or filing insurance claims, often resulting in lower insurance premiums.

Adverse Selection

A scenario where one party in a transaction has more or better information than the other, often leading to a poor market outcome.

Health Insurance

A type of insurance coverage that pays for medical and surgical expenses incurred by the insured, often including preventive care and treatments.