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Whats the Appropriate Description of the Following

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Whats the appropriate description of the following?
-Acts as both insurer and provider in return for a fixed monthly or annual payment


Definitions:

Buddhism

A major world religion or philosophy founded in northeastern India in the 5th century BC, based on the teachings of Siddhartha Gautama, known as the Buddha.

Freedom Summer

A 1964 voter registration drive aimed at increasing the number of registered black voters in Mississippi.

Civil Rights Act

A landmark piece of legislation in the United States that aimed to eliminate legal discrimination against African Americans, particularly in the areas of voting, education, employment, and the use of public facilities.

Voting Rights

Legal rights that dictate who is entitled to participate in the electoral process of a democracy or other forms of government, often including age, citizenship, and residency requirements, and historically have been subject to significant struggle and changes.

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