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What did Oswald Avery and colleagues identify as the "transforming principle" that changed the pneumococcus R strain into the S strain that causes pneumonia?
Present Value
The current worth of a future sum of money or stream of cash flows given a specified rate of return, used in assessing investment opportunities.
Compounded Annually
Describes how interest on an investment or loan is calculated once a year, with each year's interest based on the principal plus any previously earned interest.
Return
The gain or loss on an investment over a specified period, expressed as a percentage increase over the original investment cost.
Invest
Allocating resources, usually financial, with the expectation of generating an income or profit.
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