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Net primary productivity in mature ecosystems is lower than in immature ecosystems.
Refund
The process of returning funds to a purchaser in response to a product return, cancellation, or dissatisfaction with services provided.
Endorser
A person who signs their name on a document, often a check, to indicate their approval or to transfer ownership to another party.
Drawer
In a financial context, the person who writes or issues a check or draft instructing a bank to pay a specified sum of money to a designated party.
Liable
Legally responsible or obligated.
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