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The apartheid system in South Africa ended with the release of Nelson Mandela in 1990. The apartheid regime built separate schools, healthcare units and restaurants for White and non-White people. Langdon Winner and other advocates of the strong view would say that
Debit Memorandum
A document issued by a buyer to a seller to correct or record a reduction in the amount owed to the seller.
NSF Check
A check that cannot be processed due to insufficient funds in the account it's drawn against.
Bank Service Charge
Fees charged by a bank to a customer for account maintenance and other banking services.
Credit Memorandum
A document issued by a seller to a buyer, reducing the amount the buyer owes, often due to a return or refund.
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