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The central question of Cahn's article is whether
Creditor
A person or entity that lends money or extends credit to another party.
Declare Bankruptcy
The formal process by which an individual or business legally declares their inability to pay outstanding debts.
Involuntary Bankruptcy
A legal process initiated by creditors to force a debtor into bankruptcy when they believe the debtor is unable to pay their debts.
Petition
A formal written request, often signed by many people, appealing to authority with respect to a particular cause or concern.
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