The Community Rating Does Not Take into Account Claims History

question 5

True/False

The community rating does not take into account claims history of health status when setting premiums.

---

Definitions:

Defaults

Failures to meet the legal obligations or conditions of a loan, contract, or agreement, often resulting in penalties or legal action.

Biological Determinism

The belief that human behavior and characteristics are solely determined by genetics and biological factors, neglecting the impact of environment.

Rational Evil

The concept that evil actions can stem from logical, calculated decisions made by individuals or groups, often for personal gain or ideological reasons.

Classical Criminology

A theoretical perspective suggesting that people have free will to choose criminal behavior influenced by the potential rewards and punishments.