Which Method of Setting Premiums Allows Insurers to Consider Factors

question 2

Multiple Choice

Which method of setting premiums allows insurers to consider factors such as age and gender?

• A) Experience rating
• B) Genetic rating
• C) Pure community rating
• D) Modified community rating

---

Definitions:

Saccule

Saclike cavity in the vestibule of the vertebrate inner ear; contains sensory receptors for gravitational equilibrium.

Exteroreceptors

External sensors in the body that detect stimuli from the outside world, such as light, sound, and touch.

Perception

Processing of sensory stimuli that occurs when the brain interprets information being received from the sensory receptors.

Thermoreceptors

Thermoreceptors are sensory receptors that detect changes in temperature, enabling the sensation of warmth or cold.