Examlex
The functional roles individual group members assume in small-group interactions are:
Fractional-reserve Banking
A banking system where banks hold only a fraction of deposits as reserves and lend out the remainder, thereby creating additional money supply.
Bank Runs
Situations where a large number of bank customers withdraw their deposits simultaneously due to fears that the bank will become insolvent.
Reserve Requirement Ratio
The reserve requirement ratio is the fraction of deposits that banks are required to keep on hand as reserves, determined by the central bank.
Money Supply
The accrued sum of money resources in an economy at a particular moment, covering cash, coins, and the capital in checking and savings accounts.
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