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What kinds of reforms might make the UN more effective?
Payday Loan
A type of short-term borrowing where a lender provides high-interest credit based on the borrower's income and credit profile.
Minimal Fee
A very small charge or payment required for a service, often set at a low rate to cover basic costs or as a nominal amount.
Promoting Diversity
The practice of recognizing, appreciating, and implementing policies and practices that include individuals from different backgrounds, cultures, races, identities, life experiences, etc., to create an inclusive environment.
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The department within educational institutions responsible for overseeing and supporting extracurricular activities and organizations for students.
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