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According to the social penetration theory, a person's age, sex, race, or ethnicity is represented by
Financial Assets
Assets that derive value because of a contractual claim, such as stocks, bonds, bank deposits, and other investments.
Derivative Securities
Financial instruments whose value is derived from the value of an underlying asset, such as futures, options, and swaps.
Consumer Durables
Goods that are not consumed with their use and can be used over a longer period, such as appliances, vehicles, and electronics.
Real Assets
Tangible, physical assets such as real estate, commodities, and natural resources, which have intrinsic value due to their substance and physical properties.
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