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A util is
Discretionary Policy
Economic or fiscal policy based on judgment and decision-making in response to changing economic conditions, rather than set by predetermined rules.
National Saving
The total amount of savings generated within a country, including both private savings by households and public savings by the government.
Interest Rates
The cost of borrowing money or the return on investment for savings, typically expressed as a percentage of the principal amount.
Discretionary Fiscal Policy
Economic strategies implemented by the government through changes in spending levels and tax rates to influence economic conditions.
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