What Is a Common Behavioral Factor That Causes People to Spend

question 69

Multiple Choice

What is a common behavioral factor that causes people to spend more when using credit cards (and running up debt) as opposed to using cash?

• A) It's easier to return items when using credit cards versus cash.
• B) Paying for the purchases in the future seems less burdensome than paying for it now.
• C) It's easier to keep track of spending by receiving a monthly statement of all charges.
• D) Paying with cash requires more trips to the ATM.

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Definitions:

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