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What might be some acceptable practices in working with Asian American clients?
Daily Operations
The day-to-day activities necessary for a business to function smoothly, including production, sales, and administrative tasks.
Compensating Balance
A minimum account balance that a borrower is required to maintain with a lender as a condition for a loan, intended to compensate the bank for providing the loan or credit line.
Effective Interest Rate
The actual return on an investment or the actual cost of a loan, taking into account the compounding of interest over time, as opposed to the nominal interest rate.
Short-Term Bank Loan
A loan obtained from a bank that has a short repayment period, typically less than one year.
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