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International lending is said to go through which two phases?
Character Values
Character values represent individual characters and are typically stored in computer memory as numeric codes that follow a specific character encoding scheme like ASCII or Unicode.
Input File Stream
An object in C++ programming that allows for reading data from files as input operations.
Data File
A file that contains data, often structured in a way that is readable by a software program.
FILE Fp
A pointer in C programming language that refers to an external file, used for file operations like reading from or writing to files.
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