Examlex
A "net transfer on debt" is new loans plus interest payments and principal repayments on old debts.
SMART Goals
Specific, Measurable, Achievable, Relevant, and Time-bound objectives set to improve efficiency and success in achieving personal or professional targets.
Motivation
The process that initiates, guides, and maintains goal-oriented behaviors.
Behavior Change
The process of altering patterns of behavior, often aimed at improving health or adapting to new circumstances.
Heredity/Genetic Make-up
The transmission of physical or genetic characteristics from parents to offspring, determining aspects of personal appearance, health conditions, and more.
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