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Birss uses Lolita Chávez as an example of an activist who has dealt with:
Excess Reserves
Funds that banks hold over and above the required reserve ratio set by a central banking authority, often for safety or emergency purposes.
Reserve Requirements
The minimum amount of reserves that a bank must hold as mandated by a central bank, affecting the bank's ability to lend.
Glass-Steagall Act
A 1933 law creating a regulatory firewall between commercial and investment banking sectors to prevent financial crises.
Investment Banking
A segment of banking that specializes in providing various financial-related and advisory services to individuals, corporations, and governments in relation to underwriting, capital raising, merger, and acquisition, and other transactions.
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