Under the Principle of ____________, If There Is a Prior

question 75

Multiple Choice

Under the principle of ____________, if there is a prior decision on a legal issue that applies to a current case, the court will be guided by that prior decision and apply the same legal principles in the current case.

• A) common law
• B) stare decisis
• C) obiter dicta
• D) ratio decidendi

Understand the key principles and obligations of insurance policies, including indemnity, subrogation, and the incontestability clause.

Recognize the responsibilities of insurers towards their clients, including defense and settlement efforts in third-party claims.

Comprehend the legal concepts of concurrent property ownership and the steps involved in the sale of real estate.

Identify the conditions under which an individual is deemed protected under an insurance policy.

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Definitions:

Disparate Treatment

A form of discrimination where individuals are treated differently based on prohibited factors such as race, gender, age, etc., in similar situations.

Discriminatory Conduct

Actions or behaviors that unjustly differentiate among individuals, often based on race, age, sex, or religion.

Civil Rights Act

A landmark piece of U.S. legislation, particularly the Act of 1964, which outlawed discrimination based on race, color, religion, sex, or national origin.

Family and Medical Leave Act

A law that grants eligible employees up to 12 weeks of unpaid leave per year for certain family and medical reasons, with continuation of group health insurance coverage.