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Discuss the two sets of "background" variables that have substantial effects on the four clusters discussed in Chapter 18. In your answer be sure to identify the background variables and indicate how these variables directly and indirectly affect clusters.
Searching
The process of looking for or systematically investigating a subject or area of interest in order to find specific information.
Situational Loss
A type of grief or emotional pain that occurs due to a specific situation or change in circumstances, such as losing a job or divorce.
Life Insurance
A contract between an insurer and an insured, where the insurer promises to pay a designated beneficiary a sum of money upon the death of the insured person.
Funeral Expenses
Costs associated with the burial or cremation and memorial services of a deceased individual.
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