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Projective instruments were originally developed in a spirit of rebellion against norm-referenced instruments.Today,projective instruments are
Disposable Income
The amount households can devote to saving and spending once income taxes have been factored in.
Savings
The portion of disposable income not spent on consumption of consumer goods but accumulated or invested.
Disposable Income
The financial surplus households hold for spending and saving after income taxes have been applied.
Savings
Money that is put aside for future use rather than spent immediately.
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