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Theory failure describes a situation in which a human service program is implemented according to design, but the anticipated outcome is not achieved. Which of the features listed below does NOT describe theory failure?
Insurance Contract
A legally binding agreement between an insurer and an insured, where the insurer promises to pay benefits for specific potential future losses in exchange for premiums paid by the insured.
Risk Assessment
The identification, evaluation, and prioritization of risks followed by coordinated efforts to minimize or control their impact.
Indemnity
A contractual obligation of one party to compensate the loss incurred by another party due to the acts of the indemnitor or another party.
Insurance Claims
Requests made by policyholders to an insurance company for compensation or coverage for a covered loss or policy event.
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