Changing from Past to Present Tense or from Present to Past

question 6

Essay

Changing from past to present tense or from present to past confuses the reader. Rewrite the following passage using only present tense:
The Hobbit tells the story of Bilbo Baggins. The wizard Gandalf gets Bilbo to accompany thirteen dwarves on their quest to retrieve their treasure from the dragon Smaug. The group encountered goblins, elves, and spiders as they travel to the Lonely Mountain. Bilbo found the ring that became central to the sequel story, The Lord of the Rings. Because the ring made him invisible, he helps the dwarves escape from sticky situations.

Apply Erikson's stages of psychosocial development to different life phases.

Distinguish between the effects of life events on personality for different genders.

Grasp the role of personality traits in predicting life outcomes.

Understand how relationships and marital status influence personality changes.

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Definitions:

Fiat Money

Currency without intrinsic value that is established as legal tender by government regulation.

Subprime Mortgage Market

The market for loans to borrowers with lower credit ratings, implying higher risk for lenders and typically resulting in higher interest rates.

Recession of 2001

A brief economic downturn in the United States that began in March 2001 and ended in November 2001, marked by the bursting of the dot-com bubble.

Subprime Mortgage Market

A segment of the mortgage market that caters to individuals with poor credit histories who are considered higher risk borrowers.